IN THE MARKETS, it’s often the case that where there’s smoke, there’s fire. So when I’m long a stock that abruptly craters, you can bet I’m one of the first ones running for the exit, no matter how encouraging the fundamental news might be. If a stock isn’t acting right, that’s all I need to know before kicking it to the curb. In my world, you sell first and ask questions later.

Why? Well, as longtime readers know it’s my belief that markets aren’t chaotic, but rather they move in trends that tend to persist over time. So while I can’t precisely predict the future, I can observe the present and make calculated guesses about how securities are likely to respond.

Weak stocks tend to stay weak, or at least weaker than stronger alternatives. After a sharp decline, XYZ might indeed enjoy a dead-cat bounce, but all too often that’s the signal the trade’s gravy has already been mopped up. In my experience, very rarely does an investment break 20% lower because it’s intent on marching right back to previous highs. (more…)

Tradecraft – Steady, Captain

NEVER UNDERESTIMATE BALLAST. It’s the heavy stuff that keeps seafaring vessels steady amid the roughest waters.

Investors can use the idea of ballast to their benefit. Portfolios large and small should be grounded by conservative asset allocation and governed by a prudent approach, not to increase the speed of returns but to smooth the ride. When done well, adding ballast can help you boost your returns and keep you from getting seasick along the way.

Most people’s biggest investment is their home, which makes an ideal foundation for investment stability. You have to live somewhere, after all, and in most cases, buying a home you can afford is preferable to renting, regardless of where real estate prices are.

Did you catch the caveat? A home you can afford. Because while you might consider your home an asset, chances are it’s actually a liability — a rather large one. And while nobody knows for sure whether there’s a bubble in property prices right now, I can say with no uncertainty that there’s an abundance of exceptionally foolish investors taking risks in real estate they’ll no doubt live to regret. (more…)

Tradecraft – The Loser’s Racket

REGARDLESS OF YOUR LEVEL OF skill, education or experience, invest in the markets long enough and you’ll eventually encounter a losing streak that makes you wish the opening bell never rang. Speculation is not a savings account, and losses, oftentimes serious ones, will for a time plague even the most pedigreed of portfolios.

So although Bill Miller is still heralded as one of the best portfolio managers around, he too was pummeled by the brutal bear market. An investment in his Legg Mason Value Trust (LMVTX) dropped some 40% from 2000 through early 2003.

Or take legendary portfolio manager Stanley Druckenmiller. In early 2000 he left George Soros’ Quantum Fund after bad technology bets erased almost $3 billion — more than 20% of the hedge fund’s assets. (more…)

Tradecraft – The Honeymoon Ends

TO MAKE MONEY IN THE markets, you’ve got to have an imagination and a willingness to picture a world totally different from the one you now inhabit. Traders are naturally prone to fantasy, always forecasting how things will look a few minutes, weeks or months down the road.

Yet market fantasies can ruin a portfolio when allowed to overwhelm a trader’s rational faculties. Following a script can be dangerous. What’s important is to have a general belief of how a market might move, not a detailed description of XYZ Inc.’s every tick.

For example, oftentimes people are intent on earning a profit in a specific stock. They’re not merely interested in XYZ — they’re downright married to it. They construct detailed industry analysis and earnings forecasts. They read countless research reports and newsletter recommendations. They draw trendlines, set price targets and take up shop as resident know-it-alls on the Internet message boards. XYZ is their world, till death do they part. (more…)

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Thought of the Day (June 22, 2010)

When you do what your emotions tell you to – on the spur of the moment – you are doing exactly what the “masses” are doing, and this is not generally profitable.

– Claude Rosenberg Jr, The Investor’s Anthology by Charles Ellis

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Thought of the Day (June 21, 2010)

What is the ultimate rationalization of a trader in a losing position? “I’ll get out when I’m even.” Why is getting out even so important? Because it protects the ego. I became a winning trader when I was able to say, “To hell with my ego, making money is more important.”

– Martin Schwartz , Market Wizards by Jack Schwager

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Tradecraft – No Nudes Is Good News

FROM A STABLE BLUE CHIP to the most speculative small cap, we’re all quite comfortable with the notion that, in the market, you’re never on the hook for more than you put in. Whether you buy 100 shares of DTE Energy (DTE) or the bonds of some near-bankrupt airline, your risk is defined by your investment. Buy $5,000 worth of stock, and the most you can lose is $5,000.

While the losses are limited, the potential gains aren’t. Stocks and bonds are worth whatever someone is willing to pay. So when you buy XYZ, there’s no telling how high it might fly.

The other basic method of making money, however, is what I call the insurance format, an approach best exemplified by the options-writing strategies that have become increasingly popular with individual investors. In this case, a person is paid essentially to assume the risk of ownership without actually owning the security in question. The upside is limited, but the loss isn’t. (more…)

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